(NBC News) It goes without saying that the financial fight in Washington has frustrated many across the country.
However, even a potential debt deal in the works doesn't eliminate the problem.
The stop-gap measure only pushes-off the issue until early next year when the country could again inch toward a possible debt ceiling default.
"If we default or even if we really close to the possibility of default all of our costs are going to sky rocket," said Andrew Sorkin of CNBC.
Analysts said it would mean an almost instant spike in interest and mortgage rates.
That would fuel concerns on Wall Street and build on the growing frustration along main street.
"We're going to be back in the same boat three months from now when the deadline's looming and they are letting things go to the last minute," said Charlotte, North Carolina resident Joanne O'Brien Beam.
Again putting things like your credit card rate, along with car and house payment, in jeopardy of rising rates.
The markets are up on news of a likely deal.
However, there is still concern for investors about the long-term effects of the government shutdown and the possibility of a future default.
"It does create uncertainty," investment advisor Benton Bragg said.
Right now, financial advisors are urging customers to do something many say Washington has not and that is, stay calm.
"Our normal advice is generally to stay the course and to think of your long term investment plan," Bragg said.
Hard to understand advise as lawmakers scramble in the 11th hour to set a financial course for at least the next few months.
Business owners do hope the end to the shutdown and a return to work for millions of Americans will mean an increase for their bottom line, especially moving into the holiday season.